1. Choose your currency
Select GBP, USD, EUR or another available currency. Budget Wise formats all figures consistently; it does not perform exchange-rate conversion.
2. Add monthly figures
Enter take-home income and normal household costs. Convert annual bills to monthly amounts by dividing them by 12.
3. Review your position
The summary shows total income, spending, planned savings and the amount remaining—or the monthly shortfall.
4. Save, copy or print
Save locally to keep figures on the same browser and device. You can also copy or print the summary. Always review figures before making financial decisions.